Find a Therapist Who Accepts Humana

Browse 3,900+ licensed MFTs across all 50 states who accept Humana for couples, family, and individual therapy.

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3,900+MFTs Who Accept Humana
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MFTs Currently Accepting Humana

Verified therapists who accept your insurance plan — accepting new clients now.

A

Amanda Torres, LMFT

Couples & Anxiety Specialist • 15 years exp.

★★★★★ 4.9
Accepts HumanaCouples TherapyAnxiety
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M

Michael Chen, LMFT

Trauma & Family Therapist • 12 years exp.

★★★★★ 4.8
Accepts HumanaTraumaFamily Therapy
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S

Sarah Williams, LMFT

Individual & Relationship Therapy • 9 years exp.

★★★★★ 4.9
Accepts HumanaAnxietyCouples Therapy
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J

Jennifer Park, LMFT

Children, Teens & Families • 11 years exp.

★★★★½ 4.7
Accepts HumanaChild TherapyTeen Counseling
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About Humana Mental Health Benefits

Humana is a leading health and wellness company. Many Humana plans include mental health and behavioral health benefits that cover Marriage and Family Therapy sessions, thanks to the Mental Health Parity and Addiction Equity Act (MHPAEA), which requires insurers to provide mental health benefits at parity with medical/surgical benefits.

Common Humana plan types that cover MFT therapy include:

Humana Plans

Humana HMO, Humana PPO, Humana ChoiceCare

Always verify coverage directly with your insurer before your first session. Coverage varies by plan, state, and individual policy. Ask your therapist's office for their NPI number and ask Humana if they are an in-network provider for your specific plan.

Frequently Asked Questions

Does Humana cover marriage counseling? ▼
Many Humana plans cover couples or marriage counseling when it is medically necessary and provided by a licensed therapist. Coverage varies by plan — some Humana policies cover couples therapy when at least one partner has a diagnosable mental health condition. Contact Humana directly or ask your therapist's billing office to verify your specific benefits.
How do I find an in-network MFT with Humana? ▼
Use the insurance filter on MFTFinder to search for therapists who accept Humana. You can also call the member services number on the back of your Humana card or log into your Humana member portal to search for in-network behavioral health providers in your area.
What is my copay for therapy with Humana? ▼
Copays for mental health therapy with Humana vary by plan — typically ranging from $0 to $60 per session for in-network providers. Review your Summary of Benefits and Coverage (SBC) document or contact Humana member services for your specific copay, deductible, and out-of-pocket maximum for behavioral health services.
Does Humana cover telehealth therapy? ▼
Yes — most Humana plans now cover telehealth (video or phone) therapy sessions at the same rate as in-person visits, a policy that expanded significantly during and after the pandemic. Filter for telehealth providers on MFTFinder to find Humana-accepting therapists who offer remote sessions.

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